Privacy Policy

Introduction

Welcome to https://defending-against-financial-charges.denvermetrolawfirm.net (hereafter referred to as “DAFC,” “we,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and protection of data in adherence to various international privacy laws and regulations, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25
General Data Protection Regulation (GDPR) of the European Union (EU)
Brazil’s General Data Protection Law (LGPD)
California’s Consumer Privacy Act (CPPA/CCPA)
Colorado’s Consumer Protection Act (CPA)
Utah’s Consumer Sales and Service Act (UCPA)
Connecticut’s ConnectiCut Data Privacy Act (CTDPA)
Virginia’s Consumer Data Protection Act (VCDPA)
South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy covers all aspects of our online presence, including but not limited to:

Our official website at https://defending-against-financial-charges.denvermetrolawfirm.net
Any applications, services, or products offered by DAFC
Interactions between users and our digital platforms
Information gathered through website links, third-party integrations, or referrals

However, please note that this policy does not extend to the privacy practices of third-party websites, applications, or services accessed through links on our site. Each of these external entities has its own privacy policies governing data collection and usage.

Processing Activities

This policy outlines our data handling practices when:

Users engage with our applications and services as authorized users.
Individuals visit our websites linked to this Privacy Policy.
We communicate with users through emails, newsletters, phone calls, or text messages (SMS).

Personal Data Collection

DAFC collects various categories of personal information, including:

Account Information: Details related to user accounts, such as usernames, passwords, and account settings.
Payment Information: Credit card details, billing addresses, and payment history for processing transactions.
Financial Information: Data about an individual’s financial status, banking details, and investment portfolios (if provided).
Purchase Information: Records of products or services purchased from us, including order history and preferences.
Mobile Device Identifiers: Unique identifiers associated with mobile devices used to access our services.
Location Data: Geographic location information provided by users’ devices when interacting with our applications.
Feedback: User-generated content, reviews, comments, or responses provided on our platforms.
Social Media Information: Details obtained from social media platforms when users choose to connect their accounts with us.
Product Information: Data related to products viewed, interacted with, or purchased on our websites.

We collect this data through direct user input, interactions with our services, and automated technologies used for technical and analytical purposes. Additionally, we may receive personal data from third parties who have consent to share such information.

Cookies

DAFC uses cookies to enhance user experience and gather analytics. Cookies are categorized as:

Strictly Necessary: Essential for navigation and functionality on our websites.
Preference: Remembering user preferences and settings.
Analytics: Tracking website usage to improve our services and content.

Users can exercise control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes related to the initial reason for collection. Once the retention period expires or when the purpose changes, we securely delete or anonymize the data.

Security Measures

DAFC implements robust organizational and technical safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction. Our security measures include:

Encryption of sensitive data both at rest and in transit.
Access controls and employee training on data protection best practices.
Regular security audits and penetration testing to identify and mitigate vulnerabilities.

Your Rights (depending on your jurisdiction)

Individuals located in regions with applicable privacy laws, such as the EU or California, have specific rights regarding their personal data:

Access: The right to request access to and review the personal data we hold about you.
Rectification: Correcting inaccurate or incomplete personal data.
Erasure (Right to be Forgotten): Requesting the deletion of your personal data, subject to certain exceptions.
Restriction: Limiting the use of your personal data in specific circumstances.
Portability: Receiving your personal data in a structured, commonly used format.
Objection: Opposing or withdrawing consent for processing your personal data.
Non-Discrimination: The right to be free from discrimination when exercising your privacy rights.

To exercise these rights or have any data-related inquiries, please contact our dedicated Privacy Team via email at privacy@defending-against-financial-charges.denvermetrolawfirm.net or by post at:

DAFC Privacy Team
[Address]
[City, State, ZIP Code]

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. Any modifications will be posted on this page with a revised effective date. We encourage users to review this policy periodically to stay informed about their data protection.

Contact Information

For any questions, requests for data access or correction, unsubscribe inquiries, or general privacy-related concerns, please contact us:

Email: privacy@defending-against-financial-charges.denvermetrolawfirm.net

Mail: DAFC Privacy Team, [Address], [City, State, ZIP Code]